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Turn Retirement Uncertainty

Into a Clear, Confident Plan

Book A Clarity Call

Our Services

How We Help You Retire With Confidence

At The Clarity Coach, we specialize in turning retirement uncertainty into clear, confident plans.

Our comprehensive approach covers everything you need to retire with peace of mind.

Know Where Your Income Comes From—and How Long It’s Designed to Last

Saving for retirement is only half the equation.
The bigger question is how to turn those savings into dependable income—without guessing or hoping it works out.

We help you:

  • Decide when to claim Social Security and understand the long-term trade-offs

  • Review pension options so you can choose with confidence

  • Coordinate multiple income sources into a clear strategy

  • Plan Required Minimum Distributions (RMDs) in a tax-aware way

  • Structure withdrawals so income is intentional, not reactive

What this means for you:
You can see—on paper—how much income you can expect, where it comes from, and how your plan is designed to support you over time.

Reduce Unnecessary Taxes and Keep More Control

Taxes don’t stop when work stops.
Without planning, they can quietly become one of your largest retirement expenses.

We help you:

  • Build tax-efficient withdrawal strategies across accounts

  • Evaluate Roth conversion opportunities and timing

  • Coordinate planning with your CPA or tax professional

  • Understand how Social Security benefits may be taxed

  • Plan ahead for Medicare premium impacts, including IRMAA

What this means for you:
A tax strategy that supports your income plan—so more of your money stays available for the things that matter to you.

Protect Your Lifestyle, Your Health, and Your Legacy

A solid retirement plan looks beyond income. It also prepares for uncertainty and protects what you’ve worked hard to build.

We help you:

  • Align investment risk with where you are—not where you used to be

  • Prepare for potential long-term care needs before they become urgent

  • Review beneficiaries and estate coordination for clarity and consistency

  • Ensure rollovers from 401(k)s or IRAs are handled correctly

  • Evaluate insurance decisions as they relate to income and legacy goals

What this means for you:
Greater confidence knowing your plan accounts for the unexpected—and that your wishes are clearly structured.

About
our company

Looking up at an old weather vane on a moss-covered church steeple against a cloudy sky.

The Clarity Coach helps people make clear, confident decisions as they approach retirement. We focus on the areas that tend to create the most uncertainty—income, taxes, and protection—so nothing important is left to guesswork.

We don’t believe in rushing decisions or pushing products. Our role is to slow things down, explain the trade-offs, and help you understand your options so you can move forward with confidence and peace of mind.

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